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Blue Abstract Flames

Guidance You Can Trust.
Loans You Can Count On.

At Ignite Mortgage, we believe your home loan should be built on trust, not pressure. We combine transparent guidance, ethical lending, and powerful financing solutions to turn your biggest dreams into lasting foundations with clarity, confidence, and a team that always puts you first.

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VISION

Take the first step toward financing your future.

From first step to final signature, we help you get the home you want backed by a mortgage you can afford with confidence.

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OUR EXPERTISE

The Mortgage Process

Step 1

Apply.

Easily apply for a loan online, using our app or speak with a licensed loan officer to apply in-person or over the phone. You'll need to provide basic information about the property, your income/assets, and information about your current loan (if you're refinancing).

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Step 2

Pre-Approval.

Your licensed loan officer will review your loan application to determine if you're pre-approved for a loan. Once your loan is pre-approved, you can compare loan programs, rates, and terms.

Step 3

Locking Your Rates.

Let's get locking! Usually, rates are locked in for 30 to 60 days or enough time to close your loan. You'll receive a Loan Estimate to review, which will contain estimated costs/fees, interest rate and terms of the loan prior to locking in your rates

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Step 4

Sign & Close.

The loan process from signing the Loan Estimate to closing typically takes on average 22 days. This time frame may vary depending on your specific loan situation. After the underwriter deems your file as officially cleared to close, we’ll schedule a time to close and see you at the closing table!

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WHY IGNITE MORTGAGE

Your home is personal.Your mortgage should be too, Ignite Mortgage delivers tailored financing with hands-on support every step of the way.

We are committed to building lifelong relationships with our clients that extend far beyond the closing table. Through a dedicated, client-centered approach, we focus on understanding your goals and delivering guidance you can rely on long after the transaction is complete. We strive to provide exceptional service to every client and partner we work with, both inside and outside our organization. By leveraging advanced technology, we simplify and streamline the mortgage process, creating a smooth, efficient experience while preserving the personalized attention our clients know and trust. More than just a lender, we serve as a dependable partner—supporting you with confidence and care at every stage of your homeownership journey.

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I had a great experience working with Jeremy, this was my first home buying process and he was kind enough to teach me everything regarding the loan process. He also accomplished what he promised and helped me get my loan on time. I highly recommend him!
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Alex Smith

Flowery Branch, GA

Angel provided exceptional service! He was professional, friendly, and extremely knowledgeable throughout our VA mortgage process. He made everything easy to understand and was always quick to respond to any questions I had. I highly recommend Angel and his team and will definitely work with him again in the future!
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Harold Perez

Pembroke Pines, FL

Angel is outstanding. Angel Baez was so professional, friendly and knowledgeable in assisting me with my conventional mortgage. He was awesome at explaining the process and always quick to respond back to me. I highly recommend Angel and his team! Will definitely use him for future home buying.
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Jennifer Molina

Dallas, TX

Matt was fantastic to work with! The app is very convenient, and we closed right when he said we would for the refinance. There were absolutely no issues during the process.
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Sprout 13

Findlay, OH

LOAN OPTIONS

Residential Mortgage Products 

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Down Payment Assistance

Explore DPA programs that could help you get closer to your dream home!

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Bank Statement Loan

A chance to get approved for a mortgage using your bank statement instead of tax returns, pay stubs, or even W-2s.  

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DSCR

A Mortgage for investment properties where approval is based on the property’s rental income, not the borrower’s personal income.

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ITIN loan

Allows buying a single-family home, condo, or townhouse without an SSN.

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Foreign National Loan

As a Foreign National, you can buy a 2nd home or an investment property in the U.S.

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