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Lakeside Scenic House
Foreign National Loans

As a Foreign National, you can buy a 2nd home or an investment property in the U.S.

What is a Foreign National loan?

A foreign national loan is a specialized U.S. mortgage designed for non-U.S. citizens who live and work outside the U.S. (or have temporary visas) to purchase or refinance American real estate without a U.S. credit history or social security number. These loans often require a 25-40% down payment and utilize foreign income/asset documentation.

Benefits of Foreign National Loan

  • Financing for a second home or investment property for non-US citizens

  • Borrowers may purchase a rental property even if they already own a second home

  • US credit scores is not required for this product. 

  • Non-warrantable condos included

  • Fixed Rate Options

  • Condotel projects included

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