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Your Local Ignite Mortgage Loan Officer
With over a decade of experience in the mortgage industry, I am committed to delivering exceptional knowledge, guidance, and service to every client I work with. Since 2010, I’ve helped individuals and families navigate the home financing process with confidence whether they’re first-time homebuyers or seasoned borrowers.
As a member of the Mortgage Bankers Association of Georgia and the National Mortgage Brokers Association, I stay at the forefront of industry trends, lending guidelines, and best practices to ensure my clients receive the most accurate and strategic advice available.
My background as a Top Mortgage Processing Manager for five consecutive years, combined with being the #1 Loan Officer at my current company for the past three years, gives me a unique advantage. I understand exactly what it takes to get loans approved quickly and efficiently. I specialize in structuring loans the right way from the start helping avoid delays, overcoming challenges proactively, and ensuring a smooth, on-time closing for my clients. I am also approved by multiple national lenders, allowing me to offer a wide range of loan programs tailored to fit each client’s specific financial situation and goals.
I have a strong passion for working with first-time homebuyers, guiding them step-by-step through what can often feel like an overwhelming process. My goal is to simplify everything, educate along the way, and make sure you feel confident in your decisions.
Aaron
Fink
My husband and I have had the distinct pleasure of working with Aaron for the last 2 years to secure funding for the purchase of our first home. Words cannot express the dedication, patience, care, and exemplary service that has been shown to us. We faced quite a few challenges along the way but Aaron stood by us and stuck in there with us throughout them all and we will forever be grateful!
Faygan Arnold
Lilburn, GA
Thank you, Aaron, for making this home-buying process an exceptional experience. Your support and responsiveness have been outstanding and invaluable. While you may provide this excellent service to everyone, you made me feel like it was uniquely tailored to me. This was the best experience I could have hoped for.
Evan G.
Atlanta, GA
I could not have asked for a better experience. Being a young first time home buyer Aaron and his team made this process a dream! Any questions I had he answered very quickly! He listened to my concerns and only provided solutions! Thanks again!
Alyssa Johnson
Temple. GA
Aaron was very helpful and his services was top notch. He was very responsive to calls and messages and he put in all efforts to make sure I was approved for my investment property loan. I will recommend his services to anyone.
Thanks Aaron.
Oseyemi Adepoju
Duluth, GA
The FED dropped it's benchmark interest rate
What does this mean for you? Mortgage rates typically move in the same direction, although they aren't tied directly to the Fed decision.
If you want to buy a home or refinance, understand your mortgage choices with a pre-approval. Getting ready now means you can move quickly when you find the perfect home or the rate that makes a refinance work for you.
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Get pre-approved for a purchase
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Get pre-approved for a refinance
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Calculate equity for a cash-out refinance
Frequently Asked Questions
How much does it cost to refinance?
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
How much house can I afford?
To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
What is a good credit score?
A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
What is a HELOC?
A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
How do I calculate mortgage payments?
To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.