Natalie
ROZENFELD
NMLS# 2101877 I States Licensed CA, FL, GA, SC
Office Number : (954) 372-2140 I Cell Phone : (561) 539-3963
Email : natalie@ignitemortgage.com
About Me
Natalie is a dedicated mortgage professional with extensive leadership experience and a strong track record of delivering results. She specializes in helping clients navigate home purchases and refinances with clarity and confidence.
Known for her responsiveness and hands-on approach, Natalie prioritizes communication and transparency throughout the entire loan process. She understands that buying or refinancing a home is one of the most important financial decisions her clients will make, and she is committed to providing trusted guidance, strategic solutions, and exceptional customer service every step of the way.
The FED dropped
it's benchmark interest rate
What does this mean for you? Mortgage rates typically move in the same direction, although they aren't tied directly to the Fed decision.
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If you want to buy a home or refinance, understand your mortgage choices with a pre-approval. Getting ready now means you can move quickly when you find the perfect home or the rate that makes a refinance work for you.
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Get pre-approved for a purchase
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Get pre-approved for a refinance
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Calculate equity for a cash-out refinance
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Frequently Asked Questions
How much does it cost to refinance?
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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How much house can I afford?
To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
What is a good credit score?
A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.